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Fire & Water - Cleanup & Restoration

Commercial Flood Insurance in Old Saybrook

9/14/2019 (Permalink)

Wet floor sign in standing water on floor in liquor store with cases of beer surrounding water Commercial Water Loss

The National Flood Insurance Program does not sell insurance. The suggested way to purchase flood insurance is through a licensed insurance broker or agent.

SERVPRO of Old Saybrook is assisting companies in our area to become educated on flood insurance.

In accordance with FEMA, 40 percent of small businesses don't reopen after undergoing catastrophic flooding.

Things to understand in Old Saybrook:

  • Check to find out whether you need to get flood insurance.
  • All insurance agencies for Old Saybrook should charge exactly the same for flood insurance
  • Most conventional business insurance does not cover flood damage
  • The National Flood Insurance Program sets the standard

Prices are based on:

  • if you reside in a flood plain
  • flooding is a risk in your region
  • age of the structure
  • building's structure type

Building property insurance covers the building. Personal property insurance covers the building’s contents

The National Flood Insurance Program advises you to get both forms of insurance

Note most policies take effect 30 days following the policy acquisition.

For more information, the NFIP support contact number is 1-800-427-4661


SERVPRO of all Old Saybrook urges the following: 

  • Find out if the National Flood Insurance Program is available to you
  • The National Flood Insurance Program may offer away to get a reduction in your insurance fees
  • Talk with Your insurance broker or agent when you want to make modifications

Stay safe and ensure that your company is protected in the devastation which accompanies unwanted flooding in your workplace.

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